bond market

The bond market, also known as the debt, credit, or fixed income market, is a financial market where participants buy and sell debt securities usually in the form of bonds. The size of the international bond market is an estimated $45 trillion of which the size of outstanding U.S. bond market debt is $25.2 trillion.
Nearly all of the $923 billion average daily trading volume in the U.S. Bond Market takes place between broker-dealers and large institutions in a decentralized, over-the-counter (OTC) market. However, a small number of bonds, mainly corporate, are listed on exchanges.
References to the "bond market" usually refer to the government bond market because of its size, liquidity, lack of credit risk and therefore, sensitivity to interest rates. Because of the inverse relationship between bond valuation and interest rates, the bond market is often used to indicate changes in interest rates or the shape of the yield curve

Market structure

Bond markets in most countries remain decentralized and lack common exchanges like stock, future and commodity markets. This has occurred, in part, because no two bond issues are exactly alike, and the number of different securities outstanding is far larger.
However, the New York Stock Exchange (NYSE) is the largest centralized bond market, representing mostly corporate bonds. The NYSE migrated from the Automated Bond System (ABS) to the NYSE Bonds trading system in April 2007 and expects the number of traded issues to increase from 1000 to 6000. [3]

Types of bond markets

The Bond Market Association classifies the broader bond market into five specific bond markets.
· Corporate
· Government & Agency
· Municipal
· Mortgage Backed, Asset Backed, and Collateralized Debt Obligation
· Funding



Bond market participants

Bond market participants are similar to participants in most financial markets and are essentially either buyers (debt issuer) of funds or sellers (institution) of funds and often both.
Participants include:
· Institutional investors;
· Governments;
· Traders; and
· Individuals
Because of the specificity of individual bond issues, and the lack of liquidity in many smaller issues, the majority of outstanding bonds are held by institutions like pension funds, banks and mutual funds. In the United States, approximately 10% of the market is currently held by private individuals.

Bond market volatility

For market participants who own a bond, collect the coupon and hold it to maturity, market volatility is irrelevant; principal and interest are received according to a pre-determined schedule.
But participants who buy and sell bonds before maturity are exposed to many risks, most importantly changes in interest rates. When interest rates increase (decrease), the value of existing bonds fall (rise), since new issues pay a higher (lower) yield. This is the fundamental concept of bond market volatility: changes in bond prices are inverse to changes in interest rates. Fluctuating interest rates are part of a country's monetary policy and bond market volatility is a response to expected monetary policy and economic changes.
Economist's consensus views of economic indicators versus actual released data contribute to market volatility. A tight consensus is generally reflected in bond prices and there is little price movement in the market after the release of "in-line" data. If the economic release differs from the consensus view the market usually undergoes rapid price movement as participants interpret the data. Uncertainty (as measured by a wide consensus) generally brings more volatility before and after an economic release. Economic releases vary in importance and impact depending on where the economy is in the business cycle.

Bond investments

Investment companies allow individual investors the ability to participate in the bond markets through bond funds, closed-end funds and unit-investment trusts. In 2006 total bond fund net inflows increased 97% from $30.8 billion in 2005 to $60.8 billion in 2006. [4] Exchange-traded funds (ETFs) are another alternative to trading or investing directly in a bond issue. These securities allow individual investors the ability to overcome large initial and incremental trading sizes.

Bond indices

A number of bond indices exist for the purposes of managing portfolios and measuring performance, similar to the S&P 500 or Russell Indexes for stocks. The most common American benchmarks are the Lehman Aggregate, Citigroup BIG and Merrill Lynch Domestic Master. Most indices are parts of families of broader indices that can be used to measure global bond portfolios, or may be further subdivided by maturity and/or sector for managing specialized portfolios.

Griffin Companies

Griffin Companies is a commercial real estate firm headquarted in Minneapolis. We offer a full range of services to our clients with office, industrial, retail, land and investment requirements.

Our commitment to our client's future is enhanced by the dedication of experienced and knowledgeable real estate professionals. For over 30 years we have focused on achieving results that enhance the role of real estate in our clients' success.

About Griffin Companies

Over the years of our history, we have diligently built a Griffin Team of Commercial Real Estate Professionals offering the highest level of experience and motivation to perform exceptionally for our clients. We view ourselves as relationship builders rather than “deal chasers”, which we believe is a significant point of differentiation. We have also sold land and buildings, and leased buildings, offices and industrial sites throughout the upper Midwest, and maintain a large database of contacts on both the user and investment side to assist in marketing and targeting the best buyer for your property.As Griffin Companies defines its strategy as it relates to its client base and focus, a significant point of differentiation is created that distinguishes us from other commercial real estate firms. It is our belief that a significant market opportunity exists in the area of corporate client representation. We believe that our clients desire the ongoing reassurance that their interests are truly represented. Merely maximizing inventory or installing as many for sale or lease signs as possible does not represent the best stewardship of our abilities. Instead, through careful consultation with our client, we create a unique strategy that serves to enhance their real estate experiences.
GHInvestment

Griffin Companies

Griffin Companies, a Minnesota based company, was founded in 1969 as an investment real estate firm and expanded to a full service provider in the 1970’s and 1980’s. Since 1969, we have provided high quality service to clients throughout the Twin Cities area, as well as nationally and internationally through our extensive network of professionals. We are consistently ranked in the Top 10 by The Business Journal Book of Lists. We pride ourselves in providing honest, trustworthy service to our clients at all times, with their interests placed above our own. This has, over time, resulted in significant repeat business, as well as numerous referrals from our clients. We are selective in our assignments and committed to accomplishing the results desired. We are all active in our communities, as well as through our industry associations.

Griffin Companies

Griffin Companies' value lies in knowing where the potential exists, how best to articulate the potential, and creating competition between highly motivated equity investors. The creation of value for our clients occurs at all levels of the process.

strategic research

Uncovering hidden value through solid, fundamental research & analysis, entrepreneurial vision and articulation of in-place value and upside potential

Comprehensive offering materials

Realizing potential value begins with presenting the real estate story through comprehensive, high quality offering materials. Knowing where the potential lies and how best to articulate it

market momentum & penetration

Elevating demand comes from identifying uniquely motivated investors and leading them to the

negotiation table

negotiations

Compelling the investor in the atmosphere of the competitive process

structuring & execution

Conversion of the property's maximum value into cash.

about griffin

Our company logos, the Griffin, originally represented a mythical beast with the head and wings of an eagle and the body of a lion. Endowed with the characteristics of these creatures, it was thus regarded as a symbol of the ruler of earth and sky, and claimed to be more mighty than eight lions and a hundred eagles.
As a corporate logos, the Griffin represents the guardian of the treasury – a stewardship we take very seriously. It is our desire to accomplish all we do with integrity, timeliness and excellence. We assume our responsibilities with a very high standard – that of taking our clients seriously and executing our responsibilities with great care and efficiency.
A cluster of three competencies - Client Awareness, Market Knowledge and Technical Expertise has served to distinguish the Griffin Team through the years of our involvement in Commercial Real Estate. Increasingly, we desire to become your preferred Real Estate solution provider. To that end, we are dedicated and motivated.

questions

Are Griffin Habitat Investment Business Owners employees of the company?

No. Griffin Habitat Investment Business Owners are independent contractors and not employees of the company.

When was Griffin Habitat Investment founded?

Griffin Habitat was founded in 2005 Canada. For more information, visit the about us section.

How can I invest with Griffin Habitat Investment Program?

To make an investment you must first become a member of Griffin Habitat Investment Program. Once you are signed up, you can make your first deposit. All deposits must be made through the Members Area.

How do I open my Griffin Habitat Investment Program Account?

It's quite easy and convenient. Follow this link; fill in the registration form and then press "submit".

How can I withdraw funds?

Login to your account using your username and password and check the pay to cash section.